A strategic retirement plan aims to efficiently align your personal values with your vision for the future and your financial resources and then setting clear milestones to track progress over time.

We typically think of a financial windfall as an opportunity to reduce the time necessary to reach our financial goals.

Depending on the windfall, there may still be limitations to what you can immediately accomplish. We recommend prioritizing expenses as needs (fundamental expenses that must be covered), wants (discretionary lifestyle expenses or “fun money”) or wishes (excess capital earmarked for gifts or leaving a legacy).

A strategic financial plan aims to efficiently align your personal values with your vision for the future and your new financial resources. It should then help set a process for review, to track progress over time.

As time passes, it is important to review your current financial situation and work to realign your finances with your expectations for the future.

You may have some of the responsibilities of managing finances delegated to others already.

A job change can be a stressful time, especially as you consider the immediate changes to your daily life, such as replacing your paycheck.

A change in job may also mean a change in the foundational parts of your financial plan, such as employer provided benefits, housing, retirement plans, etc.

A strategic financial plan aims to help realign your personal values, vision and wealth, especially when new information needs to be considered.

Prior to saving for future goals, it’s important to cover the fundamental parts of our financial lives.

After covering your fundamental expenses, it’s important to save for future goals.

It’s important to protect what’s important to you.

A strategic financial plan aims to efficiently align your personal values with your vision for the future and your financial resources, especially when one needs to decide how to allocate their resources towards competing goals.